But with APY on your savings, everyone gets the same deal, no matter their credit score. You might also see dividend rates mentioned in two contexts: at credit unions and on certain investments.

Be sure to look at the interest or dividend rate, expressed as APY, to help decide whether tying up your funds for three years at a fixed rate makes sense. Also consider the early withdrawal ...

This high yield ETF is a better investment than a high yield savings account. These are the key benefits to know about.

The APY and the interest rate are two key figures to know when storing money in a savings account or other interest-earning bank account. Both are expressed as percentages, but an account’s APY ...

What is a dividend rate on a CD? It’s the return you earn, also known as interest. See the differences between how banks and ...

The best nine-month CD rates are near or above 5. ... Union Quickstart Certificates earns the same APY. With both certificates, you can leave the dividends in your account or withdraw them for ...

Dividends are compounded and credited monthly ... depending on the financial institution. However, the best rates hover around 4% APY. One of the biggest benefits of a CD is that these rates ...